Summa 3.0

Summa 3.0

Your money now has an assistant. Private. Native on Mac.

0upvotes
Launched September 14, 2026

About Summa 3.0

Summa 3.0 is a private, intelligent money management app designed for Mac, iPhone, and iPad users who want secure and comprehensive financial oversight. It offers features like budgeting, forecasting, net worth tracking, goal setting, receipt scanning, and bank statement import, all accessible in 17 languages. The standout feature of version 3.0 is its personal assistant, powered by Apple Intelligence, which privately on your device provides real-time financial insights, suggests adjustments, and allows easy approval or undoing of changes. The native Mac app introduces a menu bar panel, Apple Wallet integration, Siri and Spotlight support, and a swipe review interface, enhancing usability and convenience. The update also includes a more generous free plan, making it accessible to a wider audience. Summa’s focus on privacy, native performance, and AI-driven assistance makes it a compelling choice for those seeking a secure, intelligent, and seamless financial management experience on Apple devices.

Screenshots

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Pros

  • ✓Private, on-device AI assistant ensuring data privacy
  • ✓Native Mac app with menu bar and Spotlight integration
  • ✓Supports multiple languages (17 total)
  • ✓Features like receipts import, bank statement import, and goal tracking
  • ✓Enhanced user experience with Siri and swipe review

Cons

  • ✗Newer release; user reviews and long-term stability may be limited
  • ✗Limited information on pricing and subscription plans
  • ✗Potential learning curve for users unfamiliar with AI-powered financial tools

Use Cases

1Managing personal budgets and expenses securely on Mac and iOS devices
2Tracking and forecasting net worth over time
3Setting and monitoring financial goals with AI assistance
4Importing and organizing bank statements and receipts
5Utilizing Siri or Spotlight for quick financial queries
6Reviewing financial data through intuitive swipe interface

Pricing

Pricing not verified

Quick Info

Upvotes0
Comments1
Launched9/14/2026

Topics

MacFintechArtificial Intelligence

Makers

Roberto Trevino

Roberto Trevino

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