Payflip

Payflip

Pay anyone you can name. No IBAN, no wallet address.

72upvotes
Launched September 15, 2026

About Payflip

Payflip offers a innovative approach to peer-to-peer digital payments by leveraging a username-based system instead of traditional bank details like IBANs or wallet addresses. Designed for users who want quick, simple, and secure crypto transactions, Payflip allows sending USDC or USDT to anyone using just an email, handle, phone number, or QR code. The recipient then chooses how they wish to receive the funds, providing flexibility and convenience. Its non-custodial nature ensures users maintain control over their assets, and the transparent fee structure upfront helps users make informed decisions. Suitable for both personal and small business transactions, Payflip simplifies the process of crypto payments while maintaining privacy and security. Its user-friendly interface and focus on minimal barriers to entry make it appealing to newcomers and crypto enthusiasts alike, especially in the Web3, fintech, and Android ecosystems.

Screenshots

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Pros

  • User-friendly, username-based payment system eliminates need for traditional wallet addresses
  • Non-custodial design enhances security and user control over funds
  • Flexible receiving options (email, handle, phone, QR) improve convenience
  • Transparent fees are shown before sending, enabling better cost management
  • Supports popular stablecoins USDC and USDT, suitable for digital asset transactions

Cons

  • Limited information on supported countries or regional restrictions
  • No details on transaction limits or speed, which may affect larger or time-sensitive payments
  • Product has not yet gained significant user adoption, as indicated by zero ProductHunt votes

Use Cases

1Sending small gifts or tips via crypto to friends or content creators
2Paying freelancers or contractors in stablecoins without sharing bank details
3Quick reimbursement for shared expenses among friends or colleagues
4Facilitating small business transactions in a simple, username-based manner
5Donating to charities or causes using a straightforward crypto transfer
6Peer-to-peer crypto payments for online marketplaces or community platforms

Pricing

Pricing not verified

Quick Info

Upvotes72
Comments2
Launched9/15/2026

Topics

AndroidFintechCryptoWeb3

Makers

Rishabh

Rishabh

@i_rishu

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