Dibs

Dibs

Remember who owes you money — no account, no cloud

0upvotes
Launched August 8, 2026

About Dibs

Dibs is a simple yet effective app designed to help users keep track of IOUs with friends and family. Its core feature is the ability to quickly add debts, split group bills, and send friendly reminders to settle up, all without requiring sign-up or cloud storage. Everything stays securely on your phone, appealing to privacy-conscious users who prefer local data management. The straightforward interface makes it accessible for anyone to manage personal debts effortlessly, whether for casual outings or shared expenses. By eliminating the need for accounts and cloud-based syncing, Dibs offers a no-fuss, private solution for managing small-scale financial obligations, with an optional one-time purchase for additional features. Its focus on simplicity and privacy makes it ideal for users seeking a quick, lightweight tool to prevent awkwardness around money owed.

Screenshots

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Pros

  • No sign-up or cloud storage ensures privacy and quick setup
  • Easy to use with fast debt entry and group split options
  • Reminders and nudges help ensure debts are settled promptly
  • One-time purchase unlocks additional features without ongoing fees
  • Designed specifically for personal, small-scale debt management

Cons

  • Limited to iOS, restricting cross-platform use
  • Lacks advanced features like expense categorization or reporting
  • No cloud backup, so data recovery could be problematic if phone is lost

Use Cases

1Splitting restaurant or coffee bills among friends
2Tracking borrowed money from family or colleagues
3Managing shared expenses during trips or events
4Reminding friends about owed money after a night out
5Quickly recording small debts without fuss
6Maintaining privacy with local-only data storage

Pricing

Dibs is free to download and use, with a one-time $1.99 purchase to unlock additional features, offering a simple, straightforward monetization model without subscriptions or ongoing payments.

Quick Info

Upvotes0
Comments1
Launched8/8/2026

Topics

iOSFintechPrivacy

Makers

Pablo Gamero García

Pablo Gamero García

Alternatives

Splitwise
Venmo
Money Manager
Billr
Settle Up
View all Dibs alternatives →

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