Settle — Invoicing for Mac and iPhone vs PaymentKit
Side-by-side comparison of features, pros & cons, pricing, and community votes (2026).
🏆 PaymentKit leads with 456 upvotes
Calm invoicing for freelancers on Mac and iPhone
Settle is a streamlined invoicing solution tailored for freelancers who use Mac and iPhone. It offers a calm, user-friendly interface for creating professional invoices, managing client records, scanning receipts, and exporting PDFs. Unique in its seamless synchronization across devices, Settle allows users to work efficiently without the need for a monthly subscription, making it an attractive option for independent professionals seeking simplicity and affordability. Its integration with Stripe enables easy payment acceptance, further simplifying the freelance financial workflow. Designed for those who value polished presentation and quick access, Settle helps freelancers stay organized and professional with minimal hassle.
Pros
- Cross-device sync between Mac and iPhone for seamless workflow
- No monthly subscription required, offering cost savings
- Easy to create polished, professional invoices
- Supports accepting Stripe payments for convenience
- Ability to scan receipts and keep detailed client records
Cons
- Limited information on advanced automation features
- Vague details about additional integrations or accounting tools
- Currently no information on multi-currency support or international features
Best for
- • Freelancers creating and sending invoices quickly from Mac and iPhone
- • Managing client contact details and payment statuses on the go
- • Scanning receipts for expense tracking
- • Accepting online Stripe payments directly within invoices
Pricing: Pricing not verified
Billing that survives a processor shutdown
PaymentKit is an innovative multi-processor billing platform designed for SaaS providers and e-commerce businesses seeking reliable payment management. Its core strength lies in routing payments across multiple processors, ensuring seamless transaction flow even if one processor faces issues. Additionally, PaymentKit vaults payment tokens independently, enhancing security and flexibility. One of its standout features is the ability to maintain subscription billing continuity—even if a merchant's account or MID is shut down—making it highly resilient in dynamic payment environments. Designed with ease of integration in mind, it offers a no-code setup for quick deployment, alongside a full API for custom implementations. This combination makes PaymentKit an appealing choice for businesses aiming for reliable, scalable, and secure payment operations without extensive development overhead.
Pros
- Multi-processor routing for increased payment reliability
- Vaults tokens independently, enhancing security and flexibility
- Ensures subscription billing continuity despite MID shutdowns
- No-code setup with full API support for customization
- Designed specifically for SaaS and e-commerce needs
Cons
- Limited information on pricing and plans
- No user reviews or ratings available yet
- Potential complexity in managing multiple processors for newcomers
Best for
- • SaaS companies managing recurring billing across multiple payment gateways
- • E-commerce platforms needing resilient payment processing
- • Businesses requiring payment token vaulting for security
- • Subscription services that must continue billing despite processor outages
Pricing: Pricing not verified